Choice Privileges Mastercard overview
The Choice Privileges® Mastercard® (see rates and fees) is a no-annual-fee option for travelers who enjoy staying at Choice Hotels properties. The card offers several perks, including 5 points per dollar spent when you use it to pay for qualifying Choice Hotels stays and 10 elite night credits per calendar year. Card rating*: ⭐⭐⭐
*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
If you frequently stay at Choice Hotels, you might consider the Choice Privileges Mastercard. This card has no annual fee (see rates and fees), so it can be a good option to earn Choice points on purchases if you want a no-annual-fee card.
The Choice Privileges Mastercard launched in early 2023 ahead of Choice Privileges’ integration of Radisson Rewards Americas. Successful applicants usually have a credit score of at least 670; here’s what else you need to know about the Choice Privileges Mastercard to decide if it’s right for your wallet.
Choice Privileges Mastercard pros and cons
| Pros | Cons |
|
|
Choice Privileges Mastercard welcome offer
New Choice Privileges Mastercard cardholders can earn 40,000 bonus points after spending $1,000 on purchases in the first three months from account opening.
As of December 2024, TPG values Choice points at 0.6 cents each. So, you should be able to get about $240 worth of value from this welcome offer. This isn’t the most valuable welcome offer we’ve seen on this card; previously, new cardholders could earn 60,000 Choice points for the same amount of spending.
Related: Your complete guide to earning and redeeming with Choice Privileges
Choice Privileges Mastercard benefits
As a no-annual-fee card, the Choice Privileges Mastercard doesn’t offer many benefits. But cardholders will enjoy:
- 10 elite night credits each calendar year, which is enough for Gold status and can give you a head start toward higher status tiers
- No foreign currency conversion fees when you use your card for purchases outside the U.S.
- Up to $800 per claim of Cellular Telephone Protection that may cover damage to or theft of a cellphone when you pay your monthly cellphone bill with your card (subject to a $25 deductible, maximum of two claims per 12-month period)
- World Elite Mastercard benefits, including additional security benefits and services
Choice Privileges Gold status provides nice benefits, including a 10% bonus on points when you stay with Choice, some on-site perks, and the ability to match your status to Penn Play Rewards.
However, if you frequently stay with Choice Hotels or are striving for a higher tier of Choice Privileges elite status, the $95-annual-fee Choice Privileges® Select Mastercard® (see rates and fees) might be a better choice.
Related: How and why to register for Choice Hotels Personalized Weeknight Benefits
Earning points on the Choice Privileges Mastercard
You’ll earn Choice Privileges points with your Choice Privileges Mastercard. Specifically, you’ll earn 5 points per dollar spent when you use your card to pay for stays at participating Choice Hotels properties that you booked directly.
However, check the list of eligible locations before paying for your stay since some international Choice Hotels locations aren’t eligible.
You’ll also earn 5 points per dollar spent when you use your card to pay for qualifying purchases of Choice Privileges points and 3 points per dollar spent on phone plan services and purchases at gas stations, grocery stores, and home improvement stores.
Finally, you’ll earn 1 point per dollar spent on other purchases with your Choice Privileges Mastercard.
Related: How to earn points with the Choice Privileges Eat & Earn dining rewards program
Redeeming points on the Choice Privileges Mastercard
There are many ways to redeem Choice Privileges points earned with the Choice Privileges Mastercard. But you’ll usually get the most value when redeeming for Choice Hotels stays.
The Choice Privileges loyalty program offers set rates for each hotel based on the day of the week you stay. The rates for a specific property may change every few months but are clearly defined on each hotel’s landing page.
You can expect to redeem between 6,000 and 35,000 points per night at most Choice Hotels properties. This means you can stay in the heart of most major U.S. cities for 35,000 Choice points per night or less.
I like to redeem Choice points for stays in Europe and Japan, where I can usually snag a centrally located hotel for just 8,000, 10,000 or 12,000 points per night.
One drawback of the Choice Privileges program is that you can only book award nights within 100 days of your stay. However, this is changing in early 2025, when Choice will extend the booking window to a much more reasonable 50 weeks.
Finally, if you’re a fan of college sports, you might get significant value by redeeming Choice points for a unique experience with your favorite team.
Related: Unique ways to redeem Choice Privileges points
Transferring points on the Choice Privileges Mastercard
You can transfer Choice points to select airline loyalty programs, including Southwest Airlines Rapid Rewards, Alaska Airlines Mileage Plan, and United Airlines MileagePlus.
However, transferring Choice points to airline loyalty programs will usually provide less value than redeeming for hotel stays. As such, we recommend getting a card that earns transferable points, cash-back rewards or airline miles if you aren’t interested in redeeming Choice points for stays.
Which cards compete with the Choice Privileges Mastercard?
Unless you’re specifically looking for a no-annual-fee credit card that earns Choice points, another card may be a better fit. Here are some other cards you should consider before applying for the Choice Privileges Mastercard:
- If you’re willing to pay an annual fee: The Choice Privileges Select Mastercard will likely be a better option. This card offers higher earning rates on purchases, 30,000 bonus points every account anniversary, 20 elite night credits every calendar year, and more. These benefits will provide more value than the card’s $95 annual fee for many travelers. To learn more, check out our full review of the Choice Privileges Select Mastercard.
- If you want to earn more general rewards: You can transfer Citi ThankYou Rewards points to Choice Privileges at a 1:2 ratio if you have a card like the Citi Strata Premier℠ Card (see rates and fees). The benefit of getting one of these cards instead of the Choice Privileges Mastercard is that there are more ways to redeem Citi ThankYou points. To learn more, check out our full review of the Citi Strata Premier.
- If you want a different hotel brand: The World of Hyatt Credit Card has a $95 annual fee but comes with perks like an annual free night award and complimentary Discoverist status. Hyatt points are very valuable, so if you’re flexible with hotel brands, this card is worth considering. To learn more, check out our full review of the World of Hyatt card.
For additional options, check out our picks for the best hotel cards.
Related: 3 reasons you need a credit card with your favorite hotel brand
Is the Choice Privileges Mastercard worth it?
If you’re not open to paying an annual fee for a hotel card and you stay with Choice Hotels at least a couple of times each year, the Choice Privileges Mastercard is worth applying for. Its complimentary Gold elite status and bonus earnings on Choice purchases are nice perks. If you’re a big Choice Hotels fan, consider the higher-tier Choice Privileges Select Mastercard instead.
Bottom line
Most travelers considering a cobranded Choice Hotels credit card will find the extra perks on the Choice Privileges Select Mastercard make it a better value than the Choice Privileges Mastercard.
But, if you’re only in the market for a no-annual-fee card, the Choice Privileges Mastercard does offer 10 elite night credits each year — enough for Gold elite status in the Choice Privileges program — and 5 points per dollar spent on eligible Choice Hotels stays.
Apply here: Choice Privileges Mastercard
ADVERTISEMENT:
Hai, sobat pencinta slot! pernahkah mendengar semboyan “raja slot? jika tidak, bersiaplah jatuh hati sama program ini. slot gaco adalah mesin slot yang sering kasih win. Yup, mesin-mesin ini bisa dikatakan sebagai andalannya tuk bawa come back hasil. any way, cemana sih
tekniknya nemuin raja lot yang tepat? Santai Bro, kita beri tenang aja di tempat ini
Games terbaik saat sekarang hanya satu berada Indonesia hanya di akan menyediakan ROI terbaik
SEGERA hanya di :
Informasi mengenai KING SLOT, Segera Daftar Bersama king selot terbaik dan terpercaya no satu di Indonesia. Boleh mendaftar melalui sini king slot serta memberikan hasil kembali yang paling tinggi saat sekarang ini hanyalah KING SLOT atau Raja slot paling gacor, gilak dan gaco saat sekarang di Indonesia melalui program return tinggi di kingselot serta pg king slot
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
situs slot terbaru
situs slot terbaru permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
slot terbaru
slot terbaru permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
elangwin88 permainan paling top dan garansi imbal balik hasil besar bersama elangwin88.me
eyangslot88 permainan paling top dan garansi imbal balik hasil besar bersama eyangslot88.biz
fendi88 permainan paling top dan garansi imbal balik hasil besar bersama fendi88.asia
gaco888 permainan paling top dan garansi imbal balik hasil besar bersama gaco888.net
gacoan888 permainan paling top dan garansi imbal balik hasil besar bersama gacoan888.biz
gacor666 permainan paling top dan garansi imbal balik hasil besar bersama gacor666.biz
gambar88 permainan paling top dan garansi imbal balik hasil besar bersama gambar88.org
gameboy777 permainan paling top dan garansi imbal balik hasil besar bersama gameboy777.com
ganas88 permainan paling top dan garansi imbal balik hasil besar bersama ganas88.me
gasing77 permainan paling top dan garansi imbal balik hasil besar bersama gasing77.asia
gasing88 permainan paling top dan garansi imbal balik hasil besar bersama gasing88.info
geber888 permainan paling top dan garansi imbal balik hasil besar bersama geber888.net
gemoy77 permainan paling top dan garansi imbal balik hasil besar bersama gemoy77.live
gercep888 permainan paling top dan garansi imbal balik hasil besar bersama gercep888.asia
giga333 permainan paling top dan garansi imbal balik hasil besar bersama giga333.live
happybet88 permainan paling top dan garansi imbal balik hasil besar bersama happybet88.asia
harum88 permainan paling top dan garansi imbal balik hasil besar bersama harum88.live
heroslot888 permainan paling top dan garansi imbal balik hasil besar bersama heroslot888.info
jejuslot88 permainan paling top dan garansi imbal balik hasil besar bersama jejuslot88.co
kenzo88 permainan paling top dan garansi imbal balik hasil besar bersama kenzo88.me
kerangwin88 permainan paling top dan garansi imbal balik hasil besar bersama kerangwin88.com
kijangwin88 permainan paling top dan garansi imbal balik hasil besar bersama kijangwin88.asia
kingdomtoto4d permainan paling top dan garansi imbal balik hasil besar bersama kingdomtoto4d.asia
kingdomtoto77 permainan paling top dan garansi imbal balik hasil besar bersama kingdomtoto77.asia
king selot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
king slot permainan paling top dan garansi imbal balik hasil besar bersama kingslot.bio
king slot permainan paling top dan garansi imbal balik hasil besar bersama kingslot.com
kingselot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
kuta88 permainan paling top dan garansi imbal balik hasil besar bersama kuta88.asia
ladangtoto88 permainan paling top dan garansi imbal balik hasil besar bersama ladangtoto88.asia
ligaciputra88 permainan paling top dan garansi imbal balik hasil besar bersama ligaciputra88.asia
mabar888 permainan paling top dan garansi imbal balik hasil besar bersama mabar888.info
mamen88 permainan paling top dan garansi imbal balik hasil besar bersama mamen88.info
mami88 permainan paling top dan garansi imbal balik hasil besar bersama mami88.live
maniaslot88 permainan paling top dan garansi imbal balik hasil besar bersama maniaslot88.pro
mantra888 permainan paling top dan garansi imbal balik hasil besar bersama mantra888.asia
mawartoto4d permainan paling top dan garansi imbal balik hasil besar bersama mawartoto4d.pro
maxwin888 permainan paling top dan garansi imbal balik hasil besar bersama maxwin888.pro
mega88 permainan paling top dan garansi imbal balik hasil besar bersama mega88.org
mekar999 permainan paling top dan garansi imbal balik hasil besar bersama mekar999.asia
milan96 permainan paling top dan garansi imbal balik hasil besar bersama milan96.asia
olxtoto77 permainan paling top dan garansi imbal balik hasil besar bersama olxtoto77.asia
olxtoto88 permainan paling top dan garansi imbal balik hasil besar bersama olxtoto88.life
panen4d permainan paling top dan garansi imbal balik hasil besar bersama panen4d.asia
pisang88 permainan paling top dan garansi imbal balik hasil besar bersama pisang88.org
planet7777 permainan paling top dan garansi imbal balik hasil besar bersama planet7777.com
prediksi777 permainan paling top dan garansi imbal balik hasil besar bersama prediksi777.live
prediksi88 permainan paling top dan garansi imbal balik hasil besar bersama prediksi88.asia
preman88 permainan paling top dan garansi imbal balik hasil besar bersama preman88.asia
preman96 permainan paling top dan garansi imbal balik hasil besar bersama preman96.asia
premium88 permainan paling top dan garansi imbal balik hasil besar bersama premium88.asia
prima88 permainan paling top dan garansi imbal balik hasil besar bersama prima88.live
kingselot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
rajaslotjp88 permainan paling top dan garansi imbal balik hasil besar bersama rajaslotjp88.com
roma88 permainan paling top dan garansi imbal balik hasil besar bersama roma88.asia
salju888 permainan paling top dan garansi imbal balik hasil besar bersama salju888.asia
semutwin88 permainan paling top dan garansi imbal balik hasil besar bersama semutwin88.info
king slot.com permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
sultan777 permainan paling top dan garansi imbal balik hasil besar bersama sultan777.asia
sultan888 permainan paling top dan garansi imbal balik hasil besar bersama sultan888.asia
sultan99 permainan paling top dan garansi imbal balik hasil besar bersama sultan99.asia
super333 permainan paling top dan garansi imbal balik hasil besar bersama super333.live
suster12 permainan paling top dan garansi imbal balik hasil besar bersama suster12.com
tokekwin88 permainan paling top dan garansi imbal balik hasil besar bersama tokekwin88.info
tokyo777 permainan paling top dan garansi imbal balik hasil besar bersama tokyo777.info
tumi88 permainan paling top dan garansi imbal balik hasil besar bersama tumi88.live
vioslot88 permainan paling top dan garansi imbal balik hasil besar bersama vioslot88.asia
dora777 permainan paling top dan garansi imbal balik hasil besar bersama dora777.asia
dp88 permainan paling top dan garansi imbal balik hasil besar bersama dp88.biz
fila888 permainan paling top dan garansi imbal balik hasil besar bersama fila888.org
gaco888slot permainan paling top dan garansi imbal balik hasil besar bersama gaco888slot.com
gadunslot88 permainan paling top dan garansi imbal balik hasil besar bersama gadunslot88.asia
gagah88 permainan paling top dan garansi imbal balik hasil besar bersama gagah88.info
gaskan888 permainan paling top dan garansi imbal balik hasil besar bersama gaskan888.biz
gatotkaca88 permainan paling top dan garansi imbal balik hasil besar bersama gatotkaca88.info
gemoy888 permainan paling top dan garansi imbal balik hasil besar bersama gemoy888.biz
gemoy888slot permainan paling top dan garansi imbal balik hasil besar bersama gemoy888slot.info
gocap888 permainan paling top dan garansi imbal balik hasil besar bersama gocap888.net
god777 permainan paling top dan garansi imbal balik hasil besar bersama god777.biz
hari888 permainan paling top dan garansi imbal balik hasil besar bersama hari888.biz
hermes88 permainan paling top dan garansi imbal balik hasil besar bersama hermes88.biz
holywin999 permainan paling top dan garansi imbal balik hasil besar bersama holywin999.com
indojaya88 permainan paling top dan garansi imbal balik hasil besar bersama indojaya88.org
indomaster88 permainan paling top dan garansi imbal balik hasil besar bersama indomaster88.asia
jablay88slot permainan paling top dan garansi imbal balik hasil besar bersama jablay88slot.net
janjigacor88 permainan paling top dan garansi imbal balik hasil besar bersama janjigacor88.net
jeniustoto88 permainan paling top dan garansi imbal balik hasil besar bersama jeniustoto88.com
jeniustoto88slot permainan paling top dan garansi imbal balik hasil besar bersama jeniustoto88slot.com
juara88 permainan paling top dan garansi imbal balik hasil besar bersama juara88.info
juara88slot permainan paling top dan garansi imbal balik hasil besar bersama juara88slot.org
jwtogel88 permainan paling top dan garansi imbal balik hasil besar bersama jwtogel88.net
kasih88 permainan paling top dan garansi imbal balik hasil besar bersama kasih88.info
kawantogel88 permainan paling top dan garansi imbal balik hasil besar bersama kawantogel88.com
kawantogel88 permainan paling top dan garansi imbal balik hasil besar bersama kawantogel88.net
kedai88 permainan paling top dan garansi imbal balik hasil besar bersama kedai88.asia
king9999 permainan paling top dan garansi imbal balik hasil besar bersama king9999.org
kkslot88 permainan paling top dan garansi imbal balik hasil besar bersama kkslot88.info
kongsi888 permainan paling top dan garansi imbal balik hasil besar bersama kongsi888.com
kutu88slot permainan paling top dan garansi imbal balik hasil besar bersama kutu88slot.com
liga899 permainan paling top dan garansi imbal balik hasil besar bersama liga899.org
lisboa777slot permainan paling top dan garansi imbal balik hasil besar bersama lisboa777slot.com
