Credit card issuers compete on many fronts, but one area that has been heating up the most is airport lounges. Chase is in the game with facilities dubbed “Chase Sapphire Lounge by The Club.” You’ll need the right credit card to get unlimited access to these lounges, which we detail in this guide.
Currently, eight Chase lounges and one “terrace” are open, with confirmed plans for two more.
Although American Express remains the undisputed heavyweight in this arena with its Global Lounge Collection, Capital One has also made a foray into the field by opening its first Capital One airport lounge at Dallas-Fort Worth (DFW) in 2021. The issuer has since opened three more lounges and the first Capital One Landing in Washington, D.C.’s Ronald Reagan Washington National Airport (DCA).
Here’s the latest on the current and future Chase lounges, plus what to expect and how to access them.
Related: 9 domestic lounges that are worth going out of your way for
Chase Sapphire Lounge locations
Currently, eight clubs and one terrace location are open:
Additionally, confirmed plans call for lounges in the following two airports:
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Chase is working in partnership with Airport Dimensions to build out its lounges. Airport Dimensions currently operates over two dozen lounges worldwide, most of which are branded as “The Club” or “Club Aspire” and are largely accessible via Priority Pass membership.
Related: Is a Priority Pass lounge membership actually worth it?
Austin-Bergstrom International Airport (AUS) terrace
This is not technically a Sapphire Lounge, but it’s worth highlighting here. This 5,000-square-foot space is mostly outdoors, offering excellent planespotting opportunities. However, it’s not ideal during Austin’s hot summers or inclement weather. Plus, it gets very loud due to its positioning right near the tarmac.
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The Sapphire Terrace offers complimentary drinks and light bites (including grab-and-go options) and is located upstairs, near Gate 1 and the Delta Sky Club.
Again, we’ll go through how to access Chase lounges below, but note that the Sapphire Terrace is unique because it is not part of Priority Pass. To access it, you must show your Chase Sapphire Reserve®.
This terrace is closing on March 19 and will become a public space once again.
Airport plans from November 2024 have featured a new 20,000-foot lounge to be leased by a “financial institution” to be opened in 2026 or 2027. This could be Chase or another issuer — time will tell.
Related: Chase Sapphire Terrace at Austin’s airport
Boston Logan International Airport (BOS) lounge
This location was the first proper Chase lounge to open in the U.S. and is easily accessible for passengers departing from any terminal. It offers a spacious and well-lit environment with great views for planespotting.
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The lounge features a self-service buffet, the option to order from an a la carte menu using QR codes, a full-service bar offering locally inspired cocktails and a unique tavern with craft beer. Additionally, the lounge provides wellness rooms with massage chairs and comfortable loungers for relaxation.
Related: Chase’s splashy Sapphire Lounge in Boston is open
Washington, D.C.’s Dulles International Airport (IAD) lounge
The Etihad Lounge in Dulles is in Terminal A near Gate A14. Like the lounge in New York John F. Kennedy (JFK), this is an Etihad Lounge that has gotten a Chase revamp. It’s small but features two levels with ample seating and outlets, gender-neutral restrooms, a reflection room and a family room.
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EMILY THOMPSON/THE POINTS GUY
We’ll break down how to access all of these locations below, but premium Etihad passengers can also access this lounge even without being a Chase cardholder.
Related: Etihad quietly reopens revamped Dulles lounge, collaborating with Chase
Hong Kong International Airport (HKG) lounge
The Chase Sapphire Lounge at HKG opened in October 2022, making it the first Sapphire Lounge to open. It sits in the West Hall of the International Departures area near Gate 40.
The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk.
Related: The first Chase Sapphire Lounge is now open in Hong Kong
Las Vegas’ Harry Reid International Airport (LAS) location
Chase’s plans to open an outpost in Las Vegas first appeared in public board documents from the Clark County Commission. This lounge is expected to open in mid-2025.
It will be quite small at roughly 4,500 square feet, especially considering how many cardholders will likely have access.
The lease is for a space just past security in the C gates in Terminal 1, primarily home to Southwest’s operations in Sin City. Travelers flying from Terminal 3 would need to take a train to the C gates to access the lounge.
Los Angeles International Airport (LAX) location
The issuer is bringing a lounge to LAX at an unconfirmed date. It will be near the west gates of the Tom Bradley International Terminal, adjacent to Gate 148.
All terminals at LAX are connected airside (postsecurity), meaning any traveler theoretically could visit this lounge, although Tom Bradley Terminal will be a bit out of the way for some travelers.
The new lounge will measure around 9,000 square feet, which is on the smaller side — especially for an airport the size of LAX. Given that those are all the details Chase has provided on this new lounge, it seems to be a long way off from opening day.
New York’s John F. Kennedy International Airport (JFK) lounge
The Sapphire Lounge is located next to the Amex Centurion Lounge in Terminal 4. Like the location in Dulles International Airport (IAD), this space is a redesigned Etihad Lounge rather than one Chase created from scratch.
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ZACH GRIFF/THE POINTS GUY
Also, like the lounge in Dulles International Airport (IAD), Etihad passengers can access this lounge without being a Chase cardholder.
Related: Chase’s interesting new JFK lounge is now open — here’s a tour
New York’s LaGuardia Airport (LGA) lounge
This Sapphire Lounge is located right next to the Amex Centurion Lounge in Terminal B. The lounge is spacious and features large seating areas, a bar and dedicated family-oriented spaces, including a children’s playroom and an arcade.
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ZACH GRIFF/THE POINTS GUY
Additionally, it features Reserve Suites, Chase’s lounge-within-a-lounge concept.
Related: Chase debuted its LaGuardia lounge — and it’s the nicest in the entire airport
Philadelphia International Airport (PHL) location
The 20,000-square-foot Chase lounge opened in February 2025. It is in the connector between Terminal D (Air Canada, Delta, Spirit, Alaska and United Airlines) and Terminal E (Frontier, JetBlue, Alaska, Southwest and Spirit Airlines). If you go through the Terminal D TSA checkpoint, it is right upstairs once you clear security.
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ZACH GRIFF/THE POINTS GUY
It offers a similar layout to other Chase lounges, but with some unique features. It features a wellness center, two treatment rooms offering complimentary facial treatments, two shower suites, a game room, an expansive bar with some Eagles-themed drinks, a beer garden and local food offerings from Middle Child Clubhouse.
Related: Inside Chase’s gorgeous new Sapphire Lounge in Philadelphia
Phoenix Sky Harbor International Airport (PHX) location
The Sapphire Lounge in Phoenix (PHX) opened in November 2024 and is located at the new eight-gate facility in Terminal 4. This South Concourse is the home of Southwest Airlines. A connector bridge links it to the North Concourses, which include gates occupied by American Airlines.
According to Phoenix Airport board meeting documents, three major players competed for the right to the 3,500-square-foot lounge space: Chase with its Sapphire Lounge, Capital One and Escape (in partnership with American Express).
Food is available from a retrofitted Airstream food truck, and Arizona-based Press Coffee serves coffee.
Related: 5 ways to ensure you have lounge access before your next flight
San Diego International Airport (SAN) location
An 11,000-square-foot Chase lounge in San Diego’s Terminal 2 West opened in December 2024.
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ZACH GRIFF/THE POINTS GUY
The Chase Sapphire Lounge by The Club features colorful artwork, locally inspired decor, above-average dining options and a large wraparound bar.
The lounge also features a wellness area with four private relaxation pods, a family room, a shower and an all-gender, accessible restroom.
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ZACH GRIFF/THE POINTS GUY
The space is located on the mezzanine level between Gates 46 and 47.
Related: Inside Chase’s stunning new Sapphire Lounge in San Diego
Who can access Chase Sapphire lounges?
Chase Sapphire Reserve®, J.P. Morgan Reserve, and Ritz-Carlton Rewards™ Credit Card cardholders can access these lounges. Primary cardholders and authorized users have unlimited access to the Chase Sapphire Lounges once they activate their complimentary Priority Pass membership.
Chase Sapphire Reserve and J.P. Morgan Reserve cardholders can also bring up to two guests per card per visit for free and additional guests for $27. Those with a Ritz-Carlton Credit Card can bring unlimited guests for no additional charge.
Aside from simply pleasing cardholders, plotting out a lounge network appears more and more to be a tactic Chase needs to commit to in order to remain competitive in an increasingly crowded field of premium rewards cards, more of which are beginning to offer access to more lounges.
Related: Chase Sapphire Reserve credit card review: Luxury perks and valuable rewards
The information for the J.P. Morgan Reserve Card and Ritz-Carlton Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Can I access Chase lounges without a Chase card?
All Priority Pass members can access a Chase Lounge once per calendar year and purchase guest access for a fee, even if the membership is through a different credit card.
Plus, access to the Chase lounge in Hong Kong isn’t restricted to Chase cardholders — anyone with a Priority Pass or Lounge Key membership has complimentary access.
Select Etihad travelers (the airline’s Gold and Platinum elite members as well as those flying in business or first class on Etihad-operated flights) can visit the JFK and Dulles locations before their flights.
However, the only way to access Austin Terrace is to hold a Chase Sapphire Reserve or J.P. Morgan Reserve card (or as one of a cardholder’s two complimentary guests).
Related: A guide to guest policies for airport lounges
Bottom line
For years, the network of Amex-owned and operated Centurion Lounges was the only major player in the card-run lounge space. But there’s little doubt that airport lounge competition is itensifying among major credit card issuers. And with the competition pushing issuers to up their game, travelers the real winners here.
Apply here: Chase Sapphire Reserve
Learn more: Ritz-Carlton Card
Related: How to choose a credit card for airport lounge access
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