Two of the most popular Capital One cards are the Capital One Venture Rewards Credit Card and the Capital One Savor Cash Rewards Credit Card. The Venture Rewards charges a $95 annual fee, while the Capital One Savor Cash has no annual fee.
These cards differ in the type of rewards they provide, their redemption options and the extensiveness of their benefits. The Savor is a cash-back card, while the Venture Rewards is a travel rewards card. Which card is better for you will depend on your spending habits and rewards preferences.
Let’s take a closer look at their features to decide which card is a better fit for your lifestyle and spending.
Related: Cash back vs. travel rewards: How to choose a credit card
Capital One Venture Rewards vs. Capital One Savor comparison
| Capital One Venture Rewards | Capital One Savor Rewards | |
|---|---|---|
| Welcome bonus | Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. Plus, receive a $250 credit for Capital One Travel bookings in the first cardholder year. | Earn a one-time $200 cash bonus after spending $500 on purchases within three months of account opening. |
| Annual fee | $95 | $0 |
| Earning rates |
|
|
| Benefits |
|
|
Capital One Savor vs. Capital One Venture Rewards welcome bonus
Currently, new Capital One Savor cardholders can earn a $200 cash rewards bonus after spending $500 in the first three months of account opening.
Meanwhile, new Venture Rewards cardholders can earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Plus, new cardholders will receive a $250 credit for Capital One Travel bookings in the first cardholder year. This is a limited-time offer.
TPG’s March 2025 valuations peg Capital One miles at 1.85 cents each, making those 75,000 miles worth $1,388 — which brings the full bonus up to $1,638 when you factor in the Capital One Travel credit.
Winner: Capital One Venture Rewards. It has a higher spending requirement, but its bonus is worth significantly more than the Savor’s welcome offer.
Related: The best time to apply for these popular Capital One cards based on offer history
Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
Capital One Savor vs. Capital One Venture Rewards benefits
Cash-back cards aren’t known for offering extensive benefits, and the Capital One Savor is no exception. Still, it comes with a solid suite of benefits for a no-annual-fee card:
- Access to Capital One Entertainment and Capital One Dining
- Travel accident insurance
- Extended warranty protection
- 50% off handcrafted beverages at any U.S. Capital One Cafe
As a travel rewards card, the Capital One Venture Rewards comes with a longer list of travel benefits:
- Global Entry or TSA PreCheck application fee credit (up to $120)
- $50 experience credit to use on Lifestyle Collection bookings
- Access to Capital One Entertainment and Capital One Dining
- Extended warranty protection
- Travel accident insurance
- Access to Capital One’s 15-plus transfer partners
- Auto collision damage waiver
- No foreign transaction fees
This is a solid list of benefits for a card with a $95 annual fee, especially with the Global Entry/TSA PreCheck credit.
Winner: Venture Rewards. Its travel benefits are more valuable than those you’ll get with the Savor.
Related: The best cards for airport lounge access
Earning rewards on the Capital One Savor vs. Capital One Venture Rewards
The Capital One Savor has some impressive bonus categories:
- 5% back on hotels and rental cars booked through Capital One Travel
- 3% back at grocery stores and on dining, entertainment and popular streaming services
- 1% back on all other purchases
This is a great earnings structure if you want to earn cash-back rewards on everyday purchases. However, if you spend much of your budget on general travel, you’ll do better with a different card.
On the other hand, the Capital One Venture Rewards earns 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 2 miles per dollar on all other purchases.
If you hold both cards, the cash back you earn on the Savor card can convert to Venture miles. That means you could earn 3 miles on dining, entertainment and streaming and 3 miles at the grocery store. Then you could use your Venture Rewards card for all travel and nonbonus spending. These cards are a great combination.
Winner: Tie. If most of your spending falls into the Savor’s bonus categories, it’s your better option. But if you spend more on purchases outside those categories, the Venture Rewards is your better earner.
Related: How to earn over 300,000 points this year
Redeeming rewards with the Capital One Savor vs. Capital One Venture Rewards
Since the Capital One Savor is a cash-back card, your simplest redemption option is for cash-back as a statement credit or check. You can also redeem your rewards for gift cards or purchases at Amazon, or you can donate them to charity.
On the other hand, the Capital One Venture Rewards earns Capital One miles and gives you a wider range of redemption options. You can transfer your miles to any of Capital One’s 15-plus hotel and airline partners to get the most value. You can also redeem them for travel by booking through Capital One Travel.
Less valuable redemption options include redeeming your miles for gift cards or using them to pay when you shop through Amazon, PayPal or Capital One Entertainment and for cash back. You can also donate your miles to charity.
However, if you hold both cards, you can combine your rewards and unlock the best redemption options for each. By transferring your Savor rewards to your Venture Rewards and turning them into miles, you can take advantage of Capital One’s transfer partners.
Winner: Venture Rewards. It gives you the more valuable redemption option of transferring your miles to airline and hotel partners.
Related: How to redeem Capital One miles for maximum value
Transferring rewards with the Capital One Savor vs. Capital One Venture Rewards
With the Capital One Venture Rewards, you can transfer your miles to any of Capital One’s 15-plus hotel and airline partners, including valuable options like Avianca LifeMiles, Singapore Airlines KrisFlyer and Turkish Airlines Miles&Smiles.
TPG contributing editor Matt Moffitt especially loves to transfer his miles to Air France-KLM Flying Blue to get great deals on business-class flights to Europe and to British Airways Executive Club to book nonstop domestic flights on American Airlines.
Transferring your rewards is the best way to get maximum value from your miles. By utilizing Capital One’s transfer partners, you can achieve TPG’s March 2025 valuation of Capital One miles at 1.85 cents per mile.
On its own, the Capital One Savor doesn’t have any transfer partners. As we discussed above, however, pairing it with a card that earns Capital One miles unlocks the ability to use your Savor rewards with Capital One’s partners.
Winner: Venture Rewards. Since the Savor doesn’t have access to Capital One’s transfer partners on its own, the Venture Rewards is the clear winner.
Related: How to transfer credit card rewards to partner programs
Should I get the Capital One Savor or the Capital One Venture Rewards?
The Capital One Savor is your better option if you’re focused on earning cash-back rewards or you don’t want to pay an annual fee. But if you want more travel perks and to earn transferable miles, you’ll want to go with the Capital One Venture Rewards. It may be worth opening both of these cards, since they are great complements to one another.
Related: The best Capital One cards
Bottom line
Whether the Capital One Savor or the Capital One Venture Rewards is a better fit for you depends on your spending habits and rewards goals.
If you want the versatility of cash-back rewards and spend most of your budget on everyday expenses, you’ll get great value with the Capital One Savor. If you want travel benefits, the Capital One Venture Rewards is your winner.
Of course, no rule says you have to choose. You can get both cards and benefit from their complementary earning structures and wide range of redemption options. No matter what you decide, you’ll have excellent earning potential with either (or both) of these cards.
To learn more, please see our full reviews of the Capital One Savor and Capital One Venture Rewards.
Learn more: Capital One Savor Cash Rewards
Learn more: Capital One Venture Rewards
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
ADVERTISEMENT:
Hello, para pengemar slot! Pernah mendengar istilah “slot demo”? jika tidak, siap-siap jatuh hati dengan konsep ini. slot gaco merupakan mesin slot yang selalu kasih kemenangan. Yup, slot-slot ini bisa disebut adalah jagoannya tuk membawa come back cuan. tapi, cemana sih caranya jumpain raja lot yang tepat? Santuy Bro, kita beri tenang aja di tempat ini
Permainan tergaco saat ini hanya satu di Indonesia yaitu akan menyediakan ROI tertinggi
SEGERA hanya di :
Informasi mengenai KING SLOT, Segera Daftar Bersama king selot terbaik dan terpercaya no satu di Indonesia. Boleh mendaftar melalui sini king slot serta memberikan hasil kembali yang paling tinggi saat sekarang ini hanyalah KING SLOT atau Raja slot paling gacor, gilak dan gaco saat sekarang di Indonesia melalui program return tinggi di kingselot serta pg king slot
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
situs slot terbaru
situs slot terbaru permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
slot terbaru
slot terbaru permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
elangwin88 permainan paling top dan garansi imbal balik hasil besar bersama elangwin88.me
eyangslot88 permainan paling top dan garansi imbal balik hasil besar bersama eyangslot88.biz
fendi88 permainan paling top dan garansi imbal balik hasil besar bersama fendi88.asia
gaco888 permainan paling top dan garansi imbal balik hasil besar bersama gaco888.net
gacoan888 permainan paling top dan garansi imbal balik hasil besar bersama gacoan888.biz
gacor666 permainan paling top dan garansi imbal balik hasil besar bersama gacor666.biz
gambar88 permainan paling top dan garansi imbal balik hasil besar bersama gambar88.org
gameboy777 permainan paling top dan garansi imbal balik hasil besar bersama gameboy777.com
ganas88 permainan paling top dan garansi imbal balik hasil besar bersama ganas88.me
gasing77 permainan paling top dan garansi imbal balik hasil besar bersama gasing77.asia
gasing88 permainan paling top dan garansi imbal balik hasil besar bersama gasing88.info
geber888 permainan paling top dan garansi imbal balik hasil besar bersama geber888.net
gemoy77 permainan paling top dan garansi imbal balik hasil besar bersama gemoy77.live
gercep888 permainan paling top dan garansi imbal balik hasil besar bersama gercep888.asia
giga333 permainan paling top dan garansi imbal balik hasil besar bersama giga333.live
happybet88 permainan paling top dan garansi imbal balik hasil besar bersama happybet88.asia
harum88 permainan paling top dan garansi imbal balik hasil besar bersama harum88.live
heroslot888 permainan paling top dan garansi imbal balik hasil besar bersama heroslot888.info
jejuslot88 permainan paling top dan garansi imbal balik hasil besar bersama jejuslot88.co
kenzo88 permainan paling top dan garansi imbal balik hasil besar bersama kenzo88.me
kerangwin88 permainan paling top dan garansi imbal balik hasil besar bersama kerangwin88.com
kijangwin88 permainan paling top dan garansi imbal balik hasil besar bersama kijangwin88.asia
kingdomtoto4d permainan paling top dan garansi imbal balik hasil besar bersama kingdomtoto4d.asia
kingdomtoto77 permainan paling top dan garansi imbal balik hasil besar bersama kingdomtoto77.asia
king selot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
king slot permainan paling top dan garansi imbal balik hasil besar bersama kingslot.bio
king slot permainan paling top dan garansi imbal balik hasil besar bersama kingslot.com
kingselot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
kuta88 permainan paling top dan garansi imbal balik hasil besar bersama kuta88.asia
ladangtoto88 permainan paling top dan garansi imbal balik hasil besar bersama ladangtoto88.asia
ligaciputra88 permainan paling top dan garansi imbal balik hasil besar bersama ligaciputra88.asia
mabar888 permainan paling top dan garansi imbal balik hasil besar bersama mabar888.info
mamen88 permainan paling top dan garansi imbal balik hasil besar bersama mamen88.info
mami88 permainan paling top dan garansi imbal balik hasil besar bersama mami88.live
maniaslot88 permainan paling top dan garansi imbal balik hasil besar bersama maniaslot88.pro
mantra888 permainan paling top dan garansi imbal balik hasil besar bersama mantra888.asia
mawartoto4d permainan paling top dan garansi imbal balik hasil besar bersama mawartoto4d.pro
maxwin888 permainan paling top dan garansi imbal balik hasil besar bersama maxwin888.pro
mega88 permainan paling top dan garansi imbal balik hasil besar bersama mega88.org
mekar999 permainan paling top dan garansi imbal balik hasil besar bersama mekar999.asia
milan96 permainan paling top dan garansi imbal balik hasil besar bersama milan96.asia
olxtoto77 permainan paling top dan garansi imbal balik hasil besar bersama olxtoto77.asia
olxtoto88 permainan paling top dan garansi imbal balik hasil besar bersama olxtoto88.life
panen4d permainan paling top dan garansi imbal balik hasil besar bersama panen4d.asia
pisang88 permainan paling top dan garansi imbal balik hasil besar bersama pisang88.org
planet7777 permainan paling top dan garansi imbal balik hasil besar bersama planet7777.com
prediksi777 permainan paling top dan garansi imbal balik hasil besar bersama prediksi777.live
prediksi88 permainan paling top dan garansi imbal balik hasil besar bersama prediksi88.asia
preman88 permainan paling top dan garansi imbal balik hasil besar bersama preman88.asia
preman96 permainan paling top dan garansi imbal balik hasil besar bersama preman96.asia
premium88 permainan paling top dan garansi imbal balik hasil besar bersama premium88.asia
prima88 permainan paling top dan garansi imbal balik hasil besar bersama prima88.live
kingselot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
rajaslotjp88 permainan paling top dan garansi imbal balik hasil besar bersama rajaslotjp88.com
roma88 permainan paling top dan garansi imbal balik hasil besar bersama roma88.asia
salju888 permainan paling top dan garansi imbal balik hasil besar bersama salju888.asia
semutwin88 permainan paling top dan garansi imbal balik hasil besar bersama semutwin88.info
king slot.com permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
sultan777 permainan paling top dan garansi imbal balik hasil besar bersama sultan777.asia
sultan888 permainan paling top dan garansi imbal balik hasil besar bersama sultan888.asia
sultan99 permainan paling top dan garansi imbal balik hasil besar bersama sultan99.asia
super333 permainan paling top dan garansi imbal balik hasil besar bersama super333.live
suster12 permainan paling top dan garansi imbal balik hasil besar bersama suster12.com
tokekwin88 permainan paling top dan garansi imbal balik hasil besar bersama tokekwin88.info
tokyo777 permainan paling top dan garansi imbal balik hasil besar bersama tokyo777.info
tumi88 permainan paling top dan garansi imbal balik hasil besar bersama tumi88.live
vioslot88 permainan paling top dan garansi imbal balik hasil besar bersama vioslot88.asia
dora777 permainan paling top dan garansi imbal balik hasil besar bersama dora777.asia
dp88 permainan paling top dan garansi imbal balik hasil besar bersama dp88.biz
fila888 permainan paling top dan garansi imbal balik hasil besar bersama fila888.org
gaco888slot permainan paling top dan garansi imbal balik hasil besar bersama gaco888slot.com
gadunslot88 permainan paling top dan garansi imbal balik hasil besar bersama gadunslot88.asia
gagah88 permainan paling top dan garansi imbal balik hasil besar bersama gagah88.info
gaskan888 permainan paling top dan garansi imbal balik hasil besar bersama gaskan888.biz
gatotkaca88 permainan paling top dan garansi imbal balik hasil besar bersama gatotkaca88.info
gemoy888 permainan paling top dan garansi imbal balik hasil besar bersama gemoy888.biz
gemoy888slot permainan paling top dan garansi imbal balik hasil besar bersama gemoy888slot.info
gocap888 permainan paling top dan garansi imbal balik hasil besar bersama gocap888.net
god777 permainan paling top dan garansi imbal balik hasil besar bersama god777.biz
hari888 permainan paling top dan garansi imbal balik hasil besar bersama hari888.biz
hermes88 permainan paling top dan garansi imbal balik hasil besar bersama hermes88.biz
holywin999 permainan paling top dan garansi imbal balik hasil besar bersama holywin999.com
indojaya88 permainan paling top dan garansi imbal balik hasil besar bersama indojaya88.org
indomaster88 permainan paling top dan garansi imbal balik hasil besar bersama indomaster88.asia
jablay88slot permainan paling top dan garansi imbal balik hasil besar bersama jablay88slot.net
janjigacor88 permainan paling top dan garansi imbal balik hasil besar bersama janjigacor88.net
jeniustoto88 permainan paling top dan garansi imbal balik hasil besar bersama jeniustoto88.com
jeniustoto88slot permainan paling top dan garansi imbal balik hasil besar bersama jeniustoto88slot.com
juara88 permainan paling top dan garansi imbal balik hasil besar bersama juara88.info
juara88slot permainan paling top dan garansi imbal balik hasil besar bersama juara88slot.org
jwtogel88 permainan paling top dan garansi imbal balik hasil besar bersama jwtogel88.net
kasih88 permainan paling top dan garansi imbal balik hasil besar bersama kasih88.info
kawantogel88 permainan paling top dan garansi imbal balik hasil besar bersama kawantogel88.com
kawantogel88 permainan paling top dan garansi imbal balik hasil besar bersama kawantogel88.net
kedai88 permainan paling top dan garansi imbal balik hasil besar bersama kedai88.asia
king9999 permainan paling top dan garansi imbal balik hasil besar bersama king9999.org
kkslot88 permainan paling top dan garansi imbal balik hasil besar bersama kkslot88.info
kongsi888 permainan paling top dan garansi imbal balik hasil besar bersama kongsi888.com
kutu88slot permainan paling top dan garansi imbal balik hasil besar bersama kutu88slot.com
liga899 permainan paling top dan garansi imbal balik hasil besar bersama liga899.org
lisboa777slot permainan paling top dan garansi imbal balik hasil besar bersama lisboa777slot.com
