My friend flashed me a new credit card and said, “This is the latest one; it’s a must.” It was September 2016 and my first encounter with the Chase Sapphire Reserve® (see rates and fees). At the time, I only held a cash-back credit card and a cobranded airline credit card, but I took his words to heart. Nearly a decade later, the Chase Sapphire Reserve still holds a special place in my wallet, as it was my first transferable currency credit card.
Several staffers at TPG have the Sapphire Reserve, but many also have the ever-popular Chase Sapphire Preferred® Card (see rates and fees). While there are valid reasons why some people cancel or downgrade their Sapphire Reserve, the idea of getting rid of mine has never crossed my mind.
The value this card has provided me throughout my points and miles journey is immense. Here are all the reasons why I’ll never cancel my Chase Sapphire Reserve.
It has a reasonable annual fee
When I originally applied for the card in 2016, the Sapphire Reserve had a $450 annual fee. At the time, other top-tier cards like The Platinum Card® from American Express and the Citi Prestige® Card (not available for new applicants) had comparable annual fees, but of them all, I found the Reserve’s annual fee to be the easiest to justify given its benefits.
The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Despite the Sapphire Reserve’s current annual fee of $550, it is still cheaper than the Amex Platinum’s hefty $695 annual fee (see rates and fees).
I value a credit card’s annual fee in relation to its benefits, and, thankfully, the Sapphire Reserve avoids coupon-book-style statement credits that require some effort to maximize, making you feel as if your annual fee investment is worth it.
The $395 annual fee attached to the Capital One Venture X Rewards Credit Card has made that card a true competitor of the Sapphire Reserve, but the restriction on its travel credit can be a point of contention and another reason the Sapphire Reserve is a winner for me.
Related: Are premium credit cards worth the annual fee?
Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
The transfer partners are extremely useful
The Chase Sapphire Reserve has several airline and hotel partners, including many across the three airline alliances (Oneworld, SkyTeam and Star Alliance), plus domestic programs like Southwest Rapid Rewards. The latter has been particularly valuable when traveling in the U.S., saving me thousands of dollars on last-minute bookings. I’ve been able to secure one-way airfare using my Southwest points for as little as 6,000 points between John Wayne Airport (SNA) and Denver International Airport (DEN).
Based on my spending habits, the Sapphire Reserve helps me accrue points faster than the Sapphire Preferred — another Chase Ultimate Rewards-earning option — and has the same transfer partners. As a result, in 2024 alone, I redeemed over 300,000 Chase Ultimate Rewards points, thanks to the ease of earning them and the ability to transfer them to top-notch partners.
Without a doubt, my most utilized transfer partner is Air Canada Aeroplan. The breadth of airlines within Star Alliance — including Turkish Airlines, which was the carrier I flew for one of my favorite redemptions (a trip from the U.S. to Istanbul for 70,000 miles one-way in business class) — coupled with an award chart with several sweet spots makes the program a no-brainer.
I also love the variety of Avios transfer partners with the Sapphire Reserve. Thanks to British Airways and Qatar Airways both using Avios, I take advantage of my linked accounts to transfer Avios. This helps me fly Qatar Airways’ impressive Qsuite between the U.S. and the Middle East for only 75,000 Avios, which would ordinarily cost somewhere between $4,000-$9,000.
On the hotel side, World of Hyatt has arguably some of the best redemption rates, which sweetens the deal on Chase’s great range of transfer partners. With some nightly rates in Europe for Park Hyatt properties costing as much as $1,100, I’ve saved thousands of dollars by booking award nights for 50,000 points a night.
Related: Who are the Chase Ultimate Rewards transfer partners? Everything to know
It offers benefits that are easy to enjoy
I find the Chase Sapphire Reserve to be one of the most straightforward credit cards for using benefits. There’s no need to enroll to take advantage of your benefits, a pain point for Amex cardmembers, and there aren’t a ton of restrictions to worry about.
Flexible travel statement credit
The Sapphire Reserve‘s most valuable perk is possibly its $300 statement credit for travel purchases, which is widely and easily accessible, making it a top reason I would never cancel my card.
Because Chase has a broad view of what qualifies as a travel expense, the Sapphire Reserve’s annual statement credit automatically gets applied to your account for all sorts of travel purchases. For example, I’ve used my $300 statement credit to cover everything from airfare and hotel charges to train tickets, parking meters and even tolls.
Related: How to use the Chase Sapphire Reserve $300 annual travel credit to save on travel
DoorDash statement credits
As a Sapphire Reserve cardholder, I receive a complimentary DoorDash DashPass membership. Plus up to $25 in monthly credits toward DoorDash orders through a combination of $5 credit for restaurant orders and two, separate, up to $10 discounts on non-restaurant orders.
When I’m looking for a quick bite to eat on a busy day or need some last-minute grocery items, the DoorDash credits have come in handy. They’re simple to use and only require adding the Sapphire Reserve as a payment option in DoorDash’s mobile app.
By charging at least $25 of DoorDash orders I’m already making to my Sapphire Reserve each month, I’m able to save a minimum of $300 a year in food expenses.
Having complimentary access to lounges streamlines my travel
For me, the ability to access lounges is a great way to pass the time at airports around the world, as it lets me fill up in a comfortable setting for no additional cost. This is especially true when I travel with my family because ordering food for multiple people from an airport restaurant can be a slow, cumbersome process.
While most premium credit cards nowadays include a Priority Pass membership, which is great to have, the latest trend is for card issuers to offer access to their own lounges. Chase has not only joined this trend but has quickly become a strong competitor in this area.
As of March 2025, Chase has eight Sapphire lounges globally, including the recently opened Sapphire Lounge by The Club at PHL in Philadelphia. With two more openings already in the pipeline, Chase’s rapidly growing lounge presence is another reason to keep the card open.
Historically, I’ve had limited chances to experience Chase’s Sapphire lounges outside of a recent trip to Hong Kong since I’m based on the West Coast. But with a new opening at San Diego International Airport (SAN) and another planned for Los Angeles International Airport (LAX), I’m looking forward to maximizing this benefit more — with two complimentary guests in tow — on future trips.
Related: How to choose a credit card for airport lounge access
Bottom line
As a happy Sapphire Reserve cardholder for nearly a decade, I don’t see myself downgrading or canceling my card anytime soon. The flexible annual travel statement credit, impressive roster of transfer partners and growing Sapphire lounge network keep the card a must-have for my wallet, even with its $550 annual fee.
For more information, see our full review of the Chase Sapphire Reserve.
Apply here: Chase Sapphire Reserve
For rates and fees of the Amex Platinum, click here.
ADVERTISEMENT:
Halo, sobat pengemar slots Pernah denger istilah “slot demo”? jika tidak, siap-siap jatuh hati dengan program ini. raja slot adalah mesin slots yang sering memberi kemenangan. Ya, slot-slot ini bisa dikatakan adalah andalannya tuk bawa pulang hasil. but, cemana sih caranya nemuin slot gaco yang tepat? Santuy Bro, kita bahas santai saja di tempat ini
Gaming tergacor waktu ini satu-satunya berada Indonesia yaitu pasti menyediakan imbal hasil terbaik
Daftar dengan di :
Informasi mengenai KING SLOT, Segera Daftar Bersama king selot terbaik dan terpercaya no satu di Indonesia. Boleh mendaftar melalui sini king slot serta memberikan hasil kembali yang paling tinggi saat sekarang ini hanyalah KING SLOT atau Raja slot paling gacor, gilak dan gaco saat sekarang di Indonesia melalui program return tinggi di kingselot serta pg king slot
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama kdwapp.com
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama jebswagstore.com
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama demoslotgacor.pro
slot demo gacor
slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot gacor
akun demo slot gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo gacor
akun slot demo gacor permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot pragmatic
akun demo slot pragmatic permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo pragmatic
akun slot demo pragmatic permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun slot demo
akun slot demo permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
akun demo slot
akun demo slot permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
situs slot terbaru
situs slot terbaru permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
slot terbaru
slot terbaru permainan paling top dan garansi imbal balik hasil besar bersama situsslotterbaru.net
elangwin88 permainan paling top dan garansi imbal balik hasil besar bersama elangwin88.me
eyangslot88 permainan paling top dan garansi imbal balik hasil besar bersama eyangslot88.biz
fendi88 permainan paling top dan garansi imbal balik hasil besar bersama fendi88.asia
gaco888 permainan paling top dan garansi imbal balik hasil besar bersama gaco888.net
gacoan888 permainan paling top dan garansi imbal balik hasil besar bersama gacoan888.biz
gacor666 permainan paling top dan garansi imbal balik hasil besar bersama gacor666.biz
gambar88 permainan paling top dan garansi imbal balik hasil besar bersama gambar88.org
gameboy777 permainan paling top dan garansi imbal balik hasil besar bersama gameboy777.com
ganas88 permainan paling top dan garansi imbal balik hasil besar bersama ganas88.me
gasing77 permainan paling top dan garansi imbal balik hasil besar bersama gasing77.asia
gasing88 permainan paling top dan garansi imbal balik hasil besar bersama gasing88.info
geber888 permainan paling top dan garansi imbal balik hasil besar bersama geber888.net
gemoy77 permainan paling top dan garansi imbal balik hasil besar bersama gemoy77.live
gercep888 permainan paling top dan garansi imbal balik hasil besar bersama gercep888.asia
giga333 permainan paling top dan garansi imbal balik hasil besar bersama giga333.live
happybet88 permainan paling top dan garansi imbal balik hasil besar bersama happybet88.asia
harum88 permainan paling top dan garansi imbal balik hasil besar bersama harum88.live
heroslot888 permainan paling top dan garansi imbal balik hasil besar bersama heroslot888.info
jejuslot88 permainan paling top dan garansi imbal balik hasil besar bersama jejuslot88.co
kenzo88 permainan paling top dan garansi imbal balik hasil besar bersama kenzo88.me
kerangwin88 permainan paling top dan garansi imbal balik hasil besar bersama kerangwin88.com
kijangwin88 permainan paling top dan garansi imbal balik hasil besar bersama kijangwin88.asia
kingdomtoto4d permainan paling top dan garansi imbal balik hasil besar bersama kingdomtoto4d.asia
kingdomtoto77 permainan paling top dan garansi imbal balik hasil besar bersama kingdomtoto77.asia
king selot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
king slot permainan paling top dan garansi imbal balik hasil besar bersama kingslot.bio
king slot permainan paling top dan garansi imbal balik hasil besar bersama kingslot.com
kingselot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
kuta88 permainan paling top dan garansi imbal balik hasil besar bersama kuta88.asia
ladangtoto88 permainan paling top dan garansi imbal balik hasil besar bersama ladangtoto88.asia
ligaciputra88 permainan paling top dan garansi imbal balik hasil besar bersama ligaciputra88.asia
mabar888 permainan paling top dan garansi imbal balik hasil besar bersama mabar888.info
mamen88 permainan paling top dan garansi imbal balik hasil besar bersama mamen88.info
mami88 permainan paling top dan garansi imbal balik hasil besar bersama mami88.live
maniaslot88 permainan paling top dan garansi imbal balik hasil besar bersama maniaslot88.pro
mantra888 permainan paling top dan garansi imbal balik hasil besar bersama mantra888.asia
mawartoto4d permainan paling top dan garansi imbal balik hasil besar bersama mawartoto4d.pro
maxwin888 permainan paling top dan garansi imbal balik hasil besar bersama maxwin888.pro
mega88 permainan paling top dan garansi imbal balik hasil besar bersama mega88.org
mekar999 permainan paling top dan garansi imbal balik hasil besar bersama mekar999.asia
milan96 permainan paling top dan garansi imbal balik hasil besar bersama milan96.asia
olxtoto77 permainan paling top dan garansi imbal balik hasil besar bersama olxtoto77.asia
olxtoto88 permainan paling top dan garansi imbal balik hasil besar bersama olxtoto88.life
panen4d permainan paling top dan garansi imbal balik hasil besar bersama panen4d.asia
pisang88 permainan paling top dan garansi imbal balik hasil besar bersama pisang88.org
planet7777 permainan paling top dan garansi imbal balik hasil besar bersama planet7777.com
prediksi777 permainan paling top dan garansi imbal balik hasil besar bersama prediksi777.live
prediksi88 permainan paling top dan garansi imbal balik hasil besar bersama prediksi88.asia
preman88 permainan paling top dan garansi imbal balik hasil besar bersama preman88.asia
preman96 permainan paling top dan garansi imbal balik hasil besar bersama preman96.asia
premium88 permainan paling top dan garansi imbal balik hasil besar bersama premium88.asia
prima88 permainan paling top dan garansi imbal balik hasil besar bersama prima88.live
kingselot permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
rajaslotjp88 permainan paling top dan garansi imbal balik hasil besar bersama rajaslotjp88.com
roma88 permainan paling top dan garansi imbal balik hasil besar bersama roma88.asia
salju888 permainan paling top dan garansi imbal balik hasil besar bersama salju888.asia
semutwin88 permainan paling top dan garansi imbal balik hasil besar bersama semutwin88.info
king slot.com permainan paling top dan garansi imbal balik hasil besar bersama kingselot.com
sultan777 permainan paling top dan garansi imbal balik hasil besar bersama sultan777.asia
sultan888 permainan paling top dan garansi imbal balik hasil besar bersama sultan888.asia
sultan99 permainan paling top dan garansi imbal balik hasil besar bersama sultan99.asia
super333 permainan paling top dan garansi imbal balik hasil besar bersama super333.live
suster12 permainan paling top dan garansi imbal balik hasil besar bersama suster12.com
tokekwin88 permainan paling top dan garansi imbal balik hasil besar bersama tokekwin88.info
tokyo777 permainan paling top dan garansi imbal balik hasil besar bersama tokyo777.info
tumi88 permainan paling top dan garansi imbal balik hasil besar bersama tumi88.live
vioslot88 permainan paling top dan garansi imbal balik hasil besar bersama vioslot88.asia
dora777 permainan paling top dan garansi imbal balik hasil besar bersama dora777.asia
dp88 permainan paling top dan garansi imbal balik hasil besar bersama dp88.biz
fila888 permainan paling top dan garansi imbal balik hasil besar bersama fila888.org
gaco888slot permainan paling top dan garansi imbal balik hasil besar bersama gaco888slot.com
gadunslot88 permainan paling top dan garansi imbal balik hasil besar bersama gadunslot88.asia
gagah88 permainan paling top dan garansi imbal balik hasil besar bersama gagah88.info
gaskan888 permainan paling top dan garansi imbal balik hasil besar bersama gaskan888.biz
gatotkaca88 permainan paling top dan garansi imbal balik hasil besar bersama gatotkaca88.info
gemoy888 permainan paling top dan garansi imbal balik hasil besar bersama gemoy888.biz
gemoy888slot permainan paling top dan garansi imbal balik hasil besar bersama gemoy888slot.info
gocap888 permainan paling top dan garansi imbal balik hasil besar bersama gocap888.net
god777 permainan paling top dan garansi imbal balik hasil besar bersama god777.biz
hari888 permainan paling top dan garansi imbal balik hasil besar bersama hari888.biz
hermes88 permainan paling top dan garansi imbal balik hasil besar bersama hermes88.biz
holywin999 permainan paling top dan garansi imbal balik hasil besar bersama holywin999.com
indojaya88 permainan paling top dan garansi imbal balik hasil besar bersama indojaya88.org
indomaster88 permainan paling top dan garansi imbal balik hasil besar bersama indomaster88.asia
jablay88slot permainan paling top dan garansi imbal balik hasil besar bersama jablay88slot.net
janjigacor88 permainan paling top dan garansi imbal balik hasil besar bersama janjigacor88.net
jeniustoto88 permainan paling top dan garansi imbal balik hasil besar bersama jeniustoto88.com
jeniustoto88slot permainan paling top dan garansi imbal balik hasil besar bersama jeniustoto88slot.com
juara88 permainan paling top dan garansi imbal balik hasil besar bersama juara88.info
juara88slot permainan paling top dan garansi imbal balik hasil besar bersama juara88slot.org
jwtogel88 permainan paling top dan garansi imbal balik hasil besar bersama jwtogel88.net
kasih88 permainan paling top dan garansi imbal balik hasil besar bersama kasih88.info
kawantogel88 permainan paling top dan garansi imbal balik hasil besar bersama kawantogel88.com
kawantogel88 permainan paling top dan garansi imbal balik hasil besar bersama kawantogel88.net
kedai88 permainan paling top dan garansi imbal balik hasil besar bersama kedai88.asia
king9999 permainan paling top dan garansi imbal balik hasil besar bersama king9999.org
kkslot88 permainan paling top dan garansi imbal balik hasil besar bersama kkslot88.info
kongsi888 permainan paling top dan garansi imbal balik hasil besar bersama kongsi888.com
kutu88slot permainan paling top dan garansi imbal balik hasil besar bersama kutu88slot.com
liga899 permainan paling top dan garansi imbal balik hasil besar bersama liga899.org
lisboa777slot permainan paling top dan garansi imbal balik hasil besar bersama lisboa777slot.com
